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Swiss insurance referendum, 1912
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Swiss insurance referendum, 1912 : ウィキペディア英語版
Swiss insurance referendum, 1912

A referendum on insurance was held in Switzerland on 4 February 1912.〔Nohlen, D & Stöver, P (2010) ''Elections in Europe: A data handbook'', p1907 ISBN 9783832956097〕 Voters were asked whether they approved of a federal law on health and accident insurance.〔 The proposal was approved by 54.4% of voters.〔
==Background==
The referendum was an optional referendum,〔 which only a majority of the vote, as opposed to the mandatory referendums, which required a double majority; a majority of the popular vote and majority of the cantons.〔Nohlen & Stöver, p1891〕

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